eMortgage Hawaii offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 Year Fixed Conforming
15 Year Fixed
7 Year ARM
5 Year ARM
30 Year Fixed Jumbo
15 Year Fixed Jumbo
7 Year ARM Jumbo
5 Year Jumbo
100% USDA 30 Year Fixed
100% VA 30 Year Fixed
99% First Time Home Buyer Conforming 30 Year Fixed
97% Conforming 30 Year Fixed
96.5% FHA Loans with a 4.5% Grant
HARP Loans - Upside Down on Your Home?
Construction Loans
Land Loans

Rates last updated on Wednesday, March 21, 2018

30 Year Fixed Conforming
Term: 30 years   Maximum Amount: $679,650

15 Year Fixed
Term: 15 years   Maximum Amount: $679,650

7 Year ARM
Term: 30 years   Maximum Amount: $679,650

5 Year ARM
Term: 30 years   Maximum Amount: $679,650

30 Year Fixed Jumbo
Term: 30 years   Maximum Amount: $10,000,000

15 Year Fixed Jumbo
Term: 15 years   Maximum Amount: $10,000,000

7 Year ARM Jumbo
Term: 30 years   Maximum Amount: $10,000,000

5 Year Jumbo
Term: 30 years   Maximum Amount: $10,000,000

100% USDA 30 Year Fixed

 Qualified borrowers can obtain 100% financing through USDA Rural Housing Authority loans.  Please call to discuss qualifying guidelines

Term: 30 years   Maximum Amount: $679,650

100% VA 30 Year Fixed
Term: 30 years   Maximum Amount: $679,650

99% First Time Home Buyer Conforming 30 Year Fixed
Term: 30 years   Maximum Amount: $679,650

97% Conforming 30 Year Fixed
Term: 30 years   Maximum Amount: $679,650

96.5% FHA Loans with a 4.5% Grant

HARP Loans - Upside Down on Your Home?
Maximum Amount: $679,650

Construction Loans
Maximum Amount: $4,000,000

Land Loans
Maximum Amount: $2,000,000


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $679,650 for Hawaii) are calculated based on a loan amount of $679,650, with closing costs of $12,510. Jumbo Loans (whose maximum loan amount exceed $679,650 for Hawaii) are calculated based on a loan amount of $2,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.